A short guide to taxi insurance.
Whichever way you look at it, driving a cab is becoming an increasingly risky business. Then there are all the rules and regulations – regular checks on your vehicle; health and safety; the constantly rising price of petrol.
At least making sure that you have the right insurance for your taxi will give you one less thing to worry about.
Taxi insurance is essential for all private hire and public hire drivers. It’s a legal requirement that you have adequate insurance in place for any liabilities that you might face. As you’d expect, there are plenty of options available, especially on the internet. But it’s one of those cases where cheapest doesn’t always mean best value – in fact, when your taxi very often equals your livelihood, it makes sense to take expert advice.
That’s why an increasing number of taxi owners and cab drivers are talking to Staveley Head, a company who specialise in taxi insurance. Staveley Head taxi insurance quotes are amongst the lowest around and as always with Staveley Head, you’ll be talking to an experienced underwriter from their UK based taxi department.
Staveley Head will be able to advise you on the level of cover that’s right for you – and they’ll understand that you’re running a business and need to keep costs under control. For example, they’ll be able to advise you on breakdown insurance – the more time your taxi is in the garage then the more money you’re losing.
Sadly in our increasingly ‘blame and claim’ culture it might make sense to look at legal expenses cover. And if your vehicle is off the road – whether an accident is your fault or someone else’s – you’ll want the peace of mind of knowing that there’s a replacement vehicle ready and waiting.
As fully independent brokers, Staveley Head will look at all these options for you – and they’ll also look at all the different insurance companies. They’ll advise you on the companies giving the most competitive cover – and they’ll also advise on the companies that will deal with any claim quickly and efficiently. If your vehicle’s damaged the last thing you need is an insurance company that tells you they’ve “lost the paperwork.” As a taxi driver you’ve plenty of things to worry about – let Staveley Head take care of your insurance and that’s one headache you won’t have.